The disaster recovery housing programs created in response to hurricanes Gustav and Ike have allocated funding to the eligible parishes. These parishes determine where to invest their allocated funds and which housing programs to implement based on the specific needs of the parish and in alignment with the housing guidelines established by the state Office of Community Development's Disaster Recovery Unit.
Housing Program Guidelines Updated 1-13-12Affordable Rental Program
In the Compensation Program, CDBG funds can be used by parishes to assist homeowners in offsetting increased storm deductibles associated with damages from Gustav or Ike for both low to moderate income (LMI) and non-LMI homeowners. Grants will be made in the form of an incentive payment to encourage homeowners to strengthen existing homes. Additionally, CDBG funds will be used for up to $60,000 to LMI and non-LMI households of the area: as an incentive for resettlement; for uncompensated damages; and/or to remediate damages and increase resiliency in order to encourage homeowners to remain in their homes and maintain required insurance. The assistance may be provided in the form of a grant or forgivable loan.
In the Foundation Reconstruction Program, CDBG funds can be used by parishes to provide safe housing for residents through the elevation of properties that are subject to flooding during storms. Homes must be elevated to or above the Advisory Base Flood Foundation Reconstruction Programs (ABFE) or Base Flood Foundation Reconstruction Programs (BFE) - whichever is higher - or to the Digital Flood Insurance Rate Maps (DFIRMs) if the property is located in a Coastal High Hazard Area or Velocity Zone.Parishes can use CDBG funds to assist homeowners with funding necessary to replace, restore or repair the structure as needed to safely and securely elevate the home.
The First-Time Homebuyer Program can provide CDBG funds to parishes to assist eligible first-time homebuyers who wish to purchase a home that is located in the 53 parishes affected by hurricanes Gustav and Ike. These properties may be either pre-existing or newly-constructed.
First-time homebuyers are defined as persons or households who have not owned a home or had interest in a home other than a mobile home during the three-year period immediately prior to applying for CDBG funds. These funds are to provide financial assistance for down-payment cost, closing costs, prepaids, reserves and the reduction of the mortgage principal to eligible clients. Assistance will be provided in the form of a deferred loan whereby a lien is attached to the property for the affordability as determined within OCD/DRU policy.
The goal of the Homeowner Rehabilitation Program is to provide assistance to eligible homeowners by improving the quality of life for residents by repairing and/or rebuilding the existing owner-occupied housing stock damaged by hurricanes Gustav or Ike. All assistance under the program will be provided in the form of a three-year forgivable deferred loan or grant to low income property owners for some or the entire amount of the rehabilitation/reconstruction.
The purpose of the Minor Repair Program is to provide assistance to homeowners for unmet needs such as roof damage or other minor damage caused by hurricanes Gustav or Ike. This program is designed to alleviate immediate threats to the health and safety of low income homeowners by providing grants or forgivable loans for minor home repairs.
The program can provide parishes with CDBG funds for relocation and buyout of affected properties. Under this program, CDBG funds can also be used to pay all costs usually associated with real estate transactions, including the appraisal, title search and, if necessary, lot survey. The purpose of Voluntary or Involuntary Buyout and Relocation is to assist owners of property located in areas prone to flooding to relocate to safer areas. This program will enable the purchase of damaged or destroyed homes from homeowners. Projects may include: buyout payments for owners of property in high-risk areas; optional relocation payments to encourage residents to move to safer locations; and eminent domain.
The purpose of the Neighborhood Redevelopment Program is to provide parishes with a mechanism to remediate damages in defined neighborhoods and ensure that areas blighted by hurricanes Gustav or Ike are redeveloped. This can include new developments or the additional infrastructure necessary for a neighborhood developments. These projects can be voluntary or non-voluntary. The parish will be required to complete and submit a Neighborhood Renewal Plan, which must be approved by OCD-DRU prior to release of funding for this type of project.
Housing Parish Application Attachments:
- Grantee Statement of Assurances
- Project Benefit Profile
- Cost Summary - Economic Development Projects
- HUD 2880 Disclosure Report
- LMI Worksheet
- Compensation Program
- Reconstruction Program Handbook
- First-Time Homebuyer Purchase Assistance & Purchase Rehab Program
- Homeowner Rehabilitation Program
- Minor Repair Program
- Voluntary or Involuntary Buyout and Relocation Program
- Neighborhood Redevelopment
Online Infrastructure Pre-Application and Application Submission Online Entry System